Applying for a mortgage is a big step towards homeownership, but it doesn’t need to be a stressful one. Here are ways to prepare one step at a time.
Know your Score.
Your credit score and history play a role in your future loan. Know your score, what impacts it, and how to build strong credit.
Organize your documents.
Gather tax returns, bank statements, and more so the information is easily accessible when you’re ready.
Lean on the professionals.
Ask your agent to connect you with a lender, so you’ll have expert advice every step of the way. Consider this list of top lenders from money.com to learn more about loans.
Discuss loan types and terms.
Learn about the various loan types, their terms and durations to find out what’s exactly right for you.
Work with your lender to determine what you can afford and get pre-approved so that you can begin your home search with confidence.
Any major life change can be scary, and buying a home is no different.
Connect with the Dennis Hartley Team today, and move forward with an experienced partner by your side to take all fears out of the equation.